Vipps, MobilePay and Pivo to merge and launch single digital wallet across Scandinavia • NFCW

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By Tom Phillips ^[2] • 30 June 2021 • Updated 30 June 2021 • nfcw.com ^[3]

MobilePay digital wallet on a smartphone

Bank-owned Nordic mobile payment providers Vipps ^[4] in Norway, MobilePay ^[5] in Denmark and Pivo ^[6] in Finland are to merge and will create a single digital wallet that consumers can use in all three countries, as well as for cross-border payments.

The consortium of Norwegian banks behind Vipps has entered into an agreement with MobilePay owner Danske Bank ^[7] and Finland’s OP Financial Group ^[8] — which owns Pivo — to establish the shared payments platform that “will lead to users and stores getting more and better solutions at a faster pace”.

“The ambition is to create Europe’s best and most comprehensive digital wallet,” MobilePay says.

“Serving 11 million users and over 330,000 shops and web shops, the company will be one of the largest bank-owned mobile payment providers in Europe.

“The parties wish to join forces to further strengthen product development and innovation and thereby provide a market-leading customer experience within payment solutions, while at the same time giving personal as well as business customers access to

Vipps, MobilePay and Pivo to merge and launch single digital wallet across Scandinavia • NFCW

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